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The law requires that that every vehicle that is driven on the road is keep it in a roadworthy condition at all times. Once a year it is required that you have a Vehicle Check to ensure road and environmental safety.

The first MOT Test is required once the car is three years old. The MOT looks at important items on your car to guarantee they meet the legal and minimal requirements to be deemed road worthy. However, MOT requirements are not a minimum standard that you should bring your car up to once a year but should be a year-round standard.

There are hundreds of questions and concerns that you might have when you are taking your car for an MOT Check. Here are common MOT FAQs:

Where do I get an MOT Check?

There are roughly 21,000 garages in the UK authorized as MOT test stations. They can be identified by the blue three triangles logo. The maximum fee for the MOT check must be displayed on the inside of every test station.

When do I need to get my car MOT tested?

Cars (and motorbikes) and light goods vehicles need an MOT test once they are 3 years old and once every year after that. You can get your MOT test up to one month before the previous one expires. It’s your responsibility to have a valid MOT certificate.

What are MOT classes?

MOT prices vary depending on the type of class your vehicle falls under. MOT classes are dependent on your engine cc and Design Gross Weight (DGW). The DGW is the most important factor in determining what class your vehicle comes under. There are 7 MOT classes, 1 having the lowest DGW and 7 with the highest. The manufacturer sets the class of your vehicle. It’s important that you know the class of your vehicle because MOT centres specialize in particular vehicles. If your car is in a higher class then it is even more important to take your car for an MOT check at a specialist.

Can I get a replacement MOT certificate?

Yes. If you lose or damage your previous MOT certificate, you can get a replace issued at a UK testing centre once they Check MOT History. By simply taking your car and driving license to a testing center or providing the certificate number or the cars unique vehicle registration certificate. There may be a fee of £10 to a replacement.

What happens if my car fails the MOT check?

If you car fails and the examiner labels it not roadworthy then you are not allowed to drive the car until the issues have been fixed.  However, if the problems are not that severe such as headlight aim or emissions then you can continue driving the car until the MOT certificate expires and have the car repaired elsewhere. Most car garages offer a free retest so it is recommended you use the same garage that you have already used. The other benefit of using the same garage is that they will likely fix your car and then re-test it. You can take the car to a different garage but will have to pay the full fee.

My car passed but with ‘advisory points’, what does this mean?

Advisory points are factors that the MOT tester has found that will need work on before the next MOT test. It gives you the chance to repair the problems before they are severe, dangerous and fail to meet an MOT check. This will also help save you on repair cost.

I think my car has incorrectly failed, what can I do?

If your car has failed the MOT test but you do not agree with the results, you can appeal. You will need to fill in the VT17 form. The form is available at any MOT test centre. Then contact VOSA within 14 working days of the failed test. VOSA will then arrange a car check within 5 days. You’ll have to pay another MOT test fee but it can be refunded.

If your car has passed but you think that it is not road worthy, you can inform VOSA as soon as possible. VOSA will carry out a free check if you contact I within 28 days or 3 months for corrosion.

What do I take to the MOT?

There is not much that you need to bring to an MOT check. MOT centres don’t usually ask to see an expired certificate, although it doesn’t hurt to have it. You will have to leave your car keys with the garage. Always bring a driving license or form of ID to prove the car is yours, but they will also verify this via a Car Reg Checker. In addition to what you should bring, don’t forget about the things that you shouldn’t. Clean out the boot before you take the car because they will need to check the boots floor.

I don’t have any children myself, but one of my close friends has a young daughter and the two of them come to visit fairly often. Last weekend, I made lunch for the three of us but she barely touched her food. Her dad told me that it’s not my food, she is like this even at home. This had me a bit concerned as it is important for growing kids to eat enough. After searching on Google, here is the useful info I found. Hopefully it will be helpful to those of you who have fussy eating kids.

It is only natural for kids to refuse food and it is even more natural for parents to worry about their kids’ health, but diet specialists all around the world are of the opinion that what your children eats today is not of importance – instead, they say, pay attention to the food your fussy eaters get in a week. It seems that, like with all people, the appetite of our toddlers may shift and its lack is not a problem as long as it comes back later.

The specialists say that parents need to remember their childhood and the times when they were not interested in healthy eating for kids. Adults and kids have different capacities and everyone have felt the change at some point of their lives – when a portion of their favourite food was no longer enough to satiate them and a second one was necessary. It is the same with our kids, who we hurry to name fussy eaters, forgetting that we were the same once. Different people have different capacity and levels of appetite and it is important not to force our kids after they have reached their limit – or we may push the limit even lower.

According to the scientists, the best way to find out whether your kids are eating enough is to pay attention of their behaviour. If they are constantly healthy, have enough energy to play and are gaining weight, then the food is enough and you are worrying without a reason. If, however, your kids are too skinny, ill more often than not and always tired, you are probably right and you will have to find a way to improve your kids’ health by convincing them to eat more. Luckily, there are many ways to do that, so all the healthy and easy recipes for kids you have found may be used sooner or later.

You will also need to make sure that your kids eat some products from each of the four food groups – dairy products, proteins, vegetables and fruits and starch. It doesn’t matter if the foods belonging to these four groups are always the same – as long as all the necessary substances are in your fussy eaters’ body, you don’t have to worry for your kids’ health. There are, of course, many healthy snacks for kids that you may want to try – some of them are extremely popular amongst children, while with others you may not be very lucky.

A good idea when it comes to making fussy eaters eat is to follow certain eating rules. For example, try to always eat together, as a family – this may work on the psychology of your kids and make them enjoy the meals. Try to avoid adding salt (or too much salt) to your kids’ food. Always be patient – your kid may be a slow eater and it is better to wait and encourage than to shout. Whatever ways you use to make your fussy eaters eat, remember that the process should always be interesting and enjoyable for them.

Being an accountant, it’s only natural that I’m good at giving financial advice, particularly to business owners. Many have not even heard of interest rate swaps, which can be useful in many cases. Finding an expert to clear your interest rate swaps is easy when you know where to look. There is one name and one name alone that simplifies the interest rate swap process. It is mandatory under law that a cross currency swap goes through a clearing house.

The clearing house can make your credit default swaps easy to clear or it can make it hard to clear. A lot of the easy/hard part can be directly related to the amount of experience that the clearing house has. In other words the more experience the clearing facility has the more likely the deal will flow smoothly through the clearing.

Why Experience Matters

In some cases you can get by with an organization that does not necessarily have much experience but not in the case of interest rate swap claims. These are highly scrutinized deals that have to meet a bunch of regulations. In most cases the deal is cleared without any problems unless of course you do not use the right clearing house.

When you use a clearing house that is not especially dedicated to interest rate swap deals you are not only putting the deal at risk but you are also putting the future success of the deal at risk. A firm like SwapClear that can offer the right experienced professionals to clear the deal gives the deal an advantage that it may not have with another firm.

The risk of default by one of the parties is higher when you use a firm that is not as experienced as SwapClear you also risk the chance of the swap rates not making it through the clearing process. Experience matters greatly when you are trying to not only get your deal through but when you are looking at future risks involved with the deal.

The mind is one of the greatest yet fragile tools that we have in life. The role of physiotherapy in protecting, diagnosis and treating mental health has been a long tradition in many countries around the world. Physiotherapy can help to treat patients with a variety of mental health issues including: brain injury, dementias, behaviour problems, depression, additions, common diseases such as Alzheimer and more.

Mental health is influenced by a complex influence of psychological, social, economic, biological and environmental factors. There is a direct correlation between mental health and higher mortality, lower quality of life, cardiovascular disease, hypertension, diabetes, physical pain, disability, etc.

A Physiotherapist and/or Chiropractor can offer a large variety of tools and strategies to help patients with mental health such as relaxation techniques, range of motion and posture training to improve motion capabilities, biofeedback, basal stimulation, stretches and exercise, hydrotherapy, massage and manual therapy, ergonomics and more. These techniques can improve memory, language, behavioural problems, motor functions, cognitive functions, pain, overburden, and disability and overall improve the patient’s quality of life.

Dementias

It’s important to mention the positive benefits for individuals with dementias. Dementia can stem for many roots such as Parkinson or Pick Disease, HIV, alcohol and substance abuse, metabolic origin, cranial trauma, and Alzheimer’s.  An Osteopath can introduce treatment plans which involve exercises, psychomotor therapy and sensorial therapy. Physiotherapy also helps with depression and anxiety that is frequently seen in patients with dementia.

The physical exercises will improve the strength; flexibility and muscular endurance in addition help with weight control, appetites and nutrition that will additionally improve the patient’s state of mind and cardiovascular health. These exercises will focus on making the patient stable and mobile as their condition worsens by using psychomotor therapy and movements that improve motor skills. A Chiropodist also offers sensory stimulation by developing and maintaining adapted conducts.

Physiotherapy is generally effective at improving individual’s quality of life that are affected by mental health conditions that effect their persons well-being, state of mind, mobility and cognitive functions.